LAND LOANS

Are you envisioning the perfect spot for your future home or recreational property?

Whether it's a serene piece of countryside or a prime residential lot, our land loans can help you secure the ideal location for your dreams.

Mt. Rainer

Here are some details about the OURCU Land Loans:

  • Competitive fixed rate of 7.89% APR*

  • 25% Cash down required on all purchases plus third party fees such as appraisal, title insurance, filing fees, and escrow

  • Maximum Term: 180 Months (15 years)

  • Maximum Acreage: 40

  • Raw Land financing available

  • Land Loans available in Washington State only

Don't wait to turn your property dreams into reality. Contact us now to learn more about the OURCU Land Loan and take the first step towards owning the perfect piece of land.

*APR = Annual Percentage Rate. Financing up to 75% of the property’s value, or 75% of the purchase price is required on purchase transactions. For example; loan amount $100,000.00, down payment of 25%($25,000.00),1% processing fee (based on the amount financed). Third party fees may apply: appraisal (approximately $650-800), title insurance, filing fees and/or escrow incurred by OURCU during the loan process. No prepayment penalties or balloon payments. After the loan is paid in full, we will collect a reconveyance fee on behalf of Trustee Services Inc to remove our lien from the Deed of Trust.