RECREATIONAL VEHICLE LOANS

Whether you’re looking to get away, or just have some fun in your own backyard, we have the loan for you!

Smiling man driving a boat
  • RV RATES as low as 6.99% APR* with a maximum term of 120 months*

  • BOAT RATES as low as 6.49% APR* with a maximum term of 120 months*

  • New or Used RV & Boat

  • Flexible Terms

  • Skip-A-Payment twice a year, every year**

  • OURCU offers loans for Motorcycles, ATVs, personal watercraft and snowmobiles at competitive rates


*Rate is based on credit score, no minimum, maximum LTV 100%. Add 1.00% to rate for RVs model years 2010 – 2017. Other affordable rates and terms are available. RV Loan example: A $25,000 RV loan, with an 84 month term, with a rate of 6.99% is approximately $377 per month. Boat Loan example: A $25,000 loan, with an 84 month term, with a rate of 6.49% is $371 per month. Rate, down payment, and maximum term are dependent on credit. Rates are subject to change. Call for details.

**Skip-A-Payment Agreement Processing Fee: Your first Skip-A-Payment is FREE per loan, per calendar year. A fee of $25.00 is due and payable upon execution of the second skip-a-payment. Processing fees will be returned to anyone not eligible to participate in this offer. In order to skip your payment all loans and accounts must be current and in good standing at the time we receive your request, and your loan must have been opened more than 6 months ago and we must have received 6 months of payments regardless of the payment frequency. Note, both the primary member and co-borrower/cosigner (If applicable) MUST sign and return the attached form. The deferral of loan payments pursuant to this agreement will automatically extend the loan maturity date by a corresponding period of time. Deferral of payments will reduce the portion of future payments applied to the principal, which extends the term of the loan. Interest will continue to accrue on your loan as it normally does. Certain restrictions apply and not all loans are eligible for this program. We reserve the right to pull a credit report. Program subject to change.