Our Community Credit Union Privacy Policy

FACTS: WHAT DOES OUR COMMUNITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Credit history and credit scores
  • Income and payment history
HOW? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Our Community Credit Union chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION DOES OUR COMMUNITY CREDIT UNION SHARE? CAN YOU LIMIT THIS SHARING?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus YES NO
For our marketing purposes – to offer our products and services to you YES YES
For joint marketing with other financial companies YES YES
For our affiliates’ everyday business purposes – information about your transactions and experiences NO We Don't Share
For our affiliates’ everyday business purposes – information about your creditworthiness NO We Don't Share
For our affiliates to market to you NO We Don't Share
For nonaffiliates to market to you NO We Don't Share

To Limit Our Sharing:

  • Call toll-free (800) 426-5657 or (360) 426-9701

Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

  • Call toll-free (800) 426-5657 or (360) 426-9701

WHAT WE DO
How does Our Community Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Our Community Credit Union collect my personal information? We collect your personal information, for example, when you:
  • Open an account or deposit money
  • Pay your bills or use your credit or debit card
  • Apply for financing
  • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
  • State law and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
DEFINITIONS
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. *Our Community Credit Union does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. *Our Community Credit Union does not share with our nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. *Our joint marketing partners include financial advisors and insurance companies.

REV 5/2023